Damage Not Coverage

Drunk Driving

All bodily Injuries caused to someone else by your car in an accident will be compensated for by your insurance provider

Driving Without Valid Driver’s License

No coverage is offered if the insured was driving without a valid driver’s license.

Wear and Tear/Depreciation

By default, no coverage is offered for depreciation expenses of the car.


No coverage is available for engine oil, brake oil, air conditioner refrigerant, radiator coolant, nuts, bolts, screws, washers, grease, etc.

Mechanical/Electrical Breakdown

No coverage is provided for mechanical/electrical breakdowns.

Driving Under the Influence of Drugs

Damages sustained by your car in natural disasters such as earthquakes, floods, cyclones, etc will be covered.